Mortgage Rates-Atlanta Homes

What to Expect from Mortgage Rates and Home Prices in 2025: Insights for Atlanta Buyers and Sellers

Curious about what 2025 holds for the real estate market? Whether you're looking to buy, sell, or invest, staying ahead of market trends is key to making smart decisions. At WG | Compass, we’re always keeping a close eye on the future of real estate in Atlanta, and the outlook for 2025 has some promising updates—especially when it comes to mortgage rates and home prices.

Here’s what you need to know to plan your next move.

Mortgage Rates: Relief Is on the Horizon

After the sharp rise in mortgage rates over recent years, we’re finally seeing some positive projections. Experts forecast a gradual decline throughout 2025, which means some relief is on the way for homebuyers. While we won’t see rates plummet overnight, the overall trend is expected to ease, offering greater affordability for those entering the market.

What does this mean for you? Lower rates could reduce your monthly mortgage payments and increase your buying power—making it easier to afford your dream home in Atlanta.

As Charlie Dougherty, Director and Senior Economist at Wells Fargo, explains:
“Lower financing costs will likely boost demand by pulling affordability-crunched buyers off of the sidelines.”

The key is to act strategically. With demand expected to rise as rates dip, competition among buyers may increase as well. That’s where WG at Compass comes in. Our local market expertise ensures you stay ahead of the curve, so you can secure the right home at the right time.

Home Prices: Moderate Growth on the Horizon

While mortgage rates are expected to fall, home prices are forecast to rise—but at a more modest pace than we’ve seen in recent years. Experts predict an average national increase of about 2.5% in 2025. For buyers, this means less of the rapid price spikes that have defined recent years, creating a healthier, more balanced market.

Why the continued growth? As demand picks up, more buyers are expected to enter the market, which puts pressure on home prices—especially in areas where inventory remains limited. However, with more sellers likely to list their homes, the increase in supply will help keep price growth steady and sustainable.

In Atlanta, local market trends may vary, so it’s crucial to have a real estate partner who knows the ins and outs of the region. At WG, we provide expert insights tailored to the metro Atlanta area, helping you navigate how these national trends impact your specific neighborhood or property type.

Ready to Navigate the Market in 2025?

At WG | Compass, we’re here to guide you through the shifts in mortgage rates, home prices, and everything in between. Whether you're buying, selling, or investing, 2025 could be a great year for making your next move in the Atlanta real estate market.

If you're curious about how these trends will affect your plans, reach out to our team today. Let’s connect and help you make the most of the opportunities that 2025 brings. Your dream home is closer than you think—let us help you find it.